Comparison
BinderRenew vs HawkSoft
HawkSoft is a system of record for an independent property and casualty agency, and BinderRenew is a working list for the renewals that system already holds.
Comparison
BinderRenew vs EZLynx: which one actually runs your renewals
EZLynx suits agencies that want comparative rating and the client file inside one platform, while BinderRenew suits agents who want the next ninety days of expirations in front of them before the carrier letters go out.
The short answer
EZLynx is a platform decision. It sits in the middle of the day for agencies that quote heavily in personal lines and want rating, the client file, and agency marketing under one vendor. BinderRenew is deliberately narrow and answers one question: which policies expire soon, and who has not been reached yet. If you already run a rater and a system of record but still keep the expiration list in a spreadsheet, the narrow tool closes that gap this month. If you are choosing your core agency platform, choose the platform first.
BinderRenew and EZLynx side by side
| What you are deciding | BinderRenew | EZLynx |
|---|---|---|
| Core job | Working the ninety day expiration list and logging every renewal touch by policy. | Comparative rating and the daily agency workflow around the client file. |
| Place in the stack | Runs beside your system of record, your rater, and the carrier portals. | Built to be the platform the agency workday happens inside. |
| Renewal visibility | One dated pipeline showing expiration date, stage, owner, and last contact. | Renewal data lives in the client file and in the reports your agency builds. |
| Rewrite and remarket tracking | Each remarket is a tracked stage with carrier, reason for moving, and outcome. | Depends on how consistently your team uses activities and workflow steps. |
| Retention reporting | Policy count, premium, and household retention plus rewrite rate without report building. | Reporting is broad and configurable across the whole agency operation. |
| Time to first useful day | Import policies with expiration dates and the pipeline is live the same week. | A platform rollout with data conversion, mapping, and staff training. |
| Pricing shape | Published monthly plans at 39 dollars Solo Agent, 89 dollars Agency, 189 dollars Multi Line. | Quoted to the agency based on size and the modules you take, so ask them directly. |
| Best fit | One to eight people who already have a system of record and want renewals under control. | Agencies that want quoting and agency management from a single vendor. |
The right hand column places EZLynx by scope and by the sort of operator it serves, with no attempt at a priced feature list. None of it stands still, so take the current position from them rather than from here. BinderRenew is published by MLJ, SASU and this page is written by Jimenez Julien.
Choose BinderRenew when
- If your expiration list lives in a spreadsheet that only one person keeps current, this is exactly the gap BinderRenew fills.
- If clients keep calling you about the carrier renewal letter before you have called them, ninety day alerts reverse that order.
- If a carrier wants retention and rewrite numbers before a contingency conversation, the reporting is already built and dated.
- If you need something working this week with no data conversion project, the import is just policies, carriers, and expiration dates.
Choose EZLynx when
- If you are replacing your core agency system, a platform that carries rating and the client file is the larger and more important decision.
- If personal lines quoting volume drives your day, a comparative rater earns its keep in a way a renewal tracker never will.
- If you want one vendor, one contract, and one support line for the entire agency, a broad platform is the simpler answer.
What a rating platform assumes about your week
A rating and agency platform assumes quoting is the center of gravity. New personal lines opportunities arrive, you rate them across carriers, and the client file grows around the quote. That assumption is correct for a lot of agencies, especially ones writing high volumes of auto and homeowners business where speed to quote decides whether you win the account.
Renewals in that world are handled by whoever opens the client file that day. The information is all there, but the prompting is not. Nothing on the screen says that a roofing contractor with a general liability policy expiring on the first of next month has not been spoken to since the last audit closed.
What a renewal pipeline assumes instead
BinderRenew assumes the policies are already written and the risk is losing them quietly. The screen you open is a list sorted by expiration date, split by line of business, and marked with the stage each account has reached: exposure update requested, loss runs ordered, submission out, quotes in, proposal booked, bound.
That framing changes small behaviors. A commercial account that reaches the sixty day mark with no loss runs ordered stands out on the list. A homeowners policy carrying a large rate increase gets flagged for an early call rather than a voicemail after the client has already read the carrier notice and shopped it online.
Running both without duplicate data entry
Most agencies that use BinderRenew alongside a rating and management platform treat the platform as the system of record and BinderRenew as the working surface for the renewal desk. Policy, carrier, premium, and expiration date come across on an export. Everything after that is renewal activity, which is the part the system of record usually captures loosely.
The practical rule is to write the outcome back once. When a policy renews, is rewritten with a new carrier, or is lost, note it in your system of record with the same carrier and reason you recorded in the pipeline. The pipeline then produces the retention and rewrite numbers, and the two systems agree at audit time and at contingency time.
Questions people ask before they choose
Does BinderRenew replace an agency management system?
No, and it is not built to. Your management system stays the system of record for policies, documents, and accounting. BinderRenew sits on top of the expiration data and runs the renewal work, then reports retention and rewrite rates back to you.
Can I use BinderRenew if I already rate in EZLynx?
Yes, that is the common setup. You keep rating and quoting where you rate today and use BinderRenew to decide which accounts need to be worked and when. The pipeline tells you which renewals justify a full remarket rather than a rate check.
How does the expiration data get in?
You export policies, carriers, effective dates, and expiration dates from your current system and import them once. After that most agencies refresh on a monthly cadence. New business written during the month is added as the policy is bound so nothing falls outside the ninety day window.
Other comparisons on binderrenew.com
Comparison
BinderRenew vs AgencyZoom
AgencyZoom fits agencies building a producer driven sales operation with automation across the funnel, while BinderRenew fits agents whose main risk is quietly losing policies they already wrote.
Run this head to head on your own expirations
A row of criteria only takes you so far, because your carrier mix and your commercial share decide most of this. Send over a slice of the policies expiring in the next ninety days and we will work the same renewal both ways, from the exposure update through the submission to the binder. Bring the account you are most worried about losing.