Working document
The 90 day renewal control checklist
Every step a small property and casualty agency should complete between the ninety day mark and the binder, laid out by date.
Free resources
Resources for the independent agent running renewals
Everything here is written for the person who has to place the account, not for a carrier marketing department.
The resources on this site come in three shapes. The Renewal Desk carries field notes on renewals, retention, and market placement. The calculators turn your own policy count, retention rate, and line mix into numbers you can use in a planning conversation. The checklist is a working document that takes a policy from the ninety day mark to the bound renewal without a scramble at the end.
Each one assumes the same reader: an independent agent or a small property and casualty agency where the same person orders loss runs, explains a homeowners rate increase, and negotiates a workers comp renewal with a corrected experience mod. If you already know what a diligent search affidavit is and why an unsigned rejection form matters, these are written at the right level for you.
Free tools
Free calculators for the renewal desk
Two quick tools that turn your policy count, retention rate, and staffing into numbers you can take into a planning conversation.
Comparisons
How BinderRenew compares to the systems agencies already run
BinderRenew is a renewal pipeline for a small property and casualty book rather than a full agency management system, and that single difference decides most of these comparisons.
Main guide
How to Work a Commercial Renewal in the 90 Days Before Expiration
It settles the whole commercial renewal timeline, from the ninety day list pull through exposure updates, loss runs, market selection, and the proposal that ends in a signed binder.
Magazine
The Renewal Desk
Field notes on renewals, retention, and market placement for independent agents running a small property and casualty book.
About
Who writes all of this
A short page on who writes The Renewal Desk, which property and casualty lines that work has been placed in, and how to reach a person here with a question about your own expiration list.
Take the guides into a live renewal
The field notes, the calculators and the checklist all describe the same job: reach the client before the nonrenewal notice does, with values updated and the submission already out. BinderRenew is that job with dates attached and the outcome recorded, so retention and rewrite rate come out at the end without a report build. Bring a real commercial account to the walkthrough and we will stage it while you watch.